Maksud perkataan "flood insurance" dalam bahasa Melayu

Apakah maksud "flood insurance" dalam bahasa Inggeris? Terokai maksud, sebutan dan penggunaan khusus perkataan ini bersama Lingoland

flood insurance

US /ˈflʌd ɪnˌʃʊr.əns/
UK /flʌd ɪnˈʃʊər.əns/
"flood insurance" picture

Kata Nama

insurans banjir

insurance that protects against property loss due to flooding

Contoh:
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Many homeowners in coastal areas are required to have flood insurance.
Ramai pemilik rumah di kawasan pantai dikehendaki mempunyai insurans banjir.
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After the hurricane, many residents wished they had purchased flood insurance.
Selepas taufan, ramai penduduk berharap mereka telah membeli insurans banjir.